Smart Habits to Lower Health Costs

Try to maintain a healthy lifestyle and it’ll reap dividends beyond money saved. It’s amazing how much health insurance companies charge even if you’re in good health. With some employers finding ways to switch the burden over to employees on finding affordable healthcare, bring proactive with your habits and lifestyle now can help care costs

Some changes  are harder than others, but they are all completely doable.

  • Quit Smoking:This habit can cut your life short and it has been linked to other health problems. This in turn leads to higher costs.
  • Exercise regularly: Try being active 3x a week for at least 20 minutes. You may also want to consider participating in an amateur sports league to get yourself committed to a routine.
  • Watch what you eat: Obesity can increase your chances of diabetes, heart disease, and joint problems.
  • Get a hobby: Hobbies can reduce the stress that you feel. That in turn can help your mental health and enrich your life.
  • Go for generic drugs when possible: Some drugs are available in generic form at less than half the cost.
  • Do routine exams: It’s better to catch something early than to wait until it develops into something worse.
  • Try health clinics: If you’re pinching pennies, this could be a good option. With my health insurance, I pay $30 a month for birth control pills. By going to the university health clinic, I pay $40 for 3 months’ supply. I save $240/year just by doing that.

Please talk to your doctor before you go on a diet or change medications. They are in a great position to assess your health condition and recommend a plan that can work for you.

Image courtesy of Vichaya Kiatying-Angsulee /


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