Go Insurance Rates Review

If you’re looking for a great deal on car insurance, then shopping around and getting quotes can be a very smart move for your budget. I highly recommend comparing rates because that how we able to cut our auto insurance premiums, simply by switching providers. I checked online and all my memberships to see if we could lower our insurance bill. We were both good drivers, so we wanted to get a better premium without sacrificing our coverage. Along with getting some better coverage, we now also get free towing and jump starts included. That saved us some additional money as we allowed our AAA membership to lapse. (If you travel extensively, AAA has some additional services that are worth the costs.)

Every so often we review what we have to make sure it’s still a good deal. Go Insurance Rates offers you an opportunity to quickly get quotes from big insurance companies such as Progressive and Allstate.

My personal recommendation when you’re compare car insurance companies is to have a copy of your current policy to make sure you’re comparing apples to apples. If you decide to go with an auto insurance company, see if you can find a current customer of theirs to make sure you’re getting a good value. Just looking at the cheapest options isn’t always the best move.

Tips to Saving More Money on Auto Insurance

If you’re looking for more ways to trim your auto insurance premiums, here are some additional tips that can help.

  • Ask About Discounts: You may be able to get a non-smoker discount, a professional discount, a student discount, a good credit or financial stability discount, renewal and loyalty discounts, and a myriad of other discounts if you simply ask for them.
  • Embrace Safety Features and Devices: Safety features, such as airbags, anti-lock brake systems, and anti-theft systems, can help you save money on your auto insurance.
  • Don’t Buy Too Much Insurance: Although you should never skimp on insurance, it pays to be conservative and really think about the type of coverage you need before purchasing a policy. You don’t need duplicate coverage.
  • Raise Your Deductible: Raising your deductible will lower your monthly insurance costs. Of course, you will be on the hook for the deductible if something goes wrong. But if you have an emergency fund, you can easily self-insure and get your investment to pay off in a year or two.

Thoughts on Shopping for Car Insurance and Getting Better Rates

I’d love to get your thoughts on saving money with insurance. How often do you shop around for auto insurance? Have you’ve been able to save money? How much? What tips do you have on getting additional discounts?

Photo Credit: jmv

Money and Marriage by Matt Bell

matt bell money and marriage review

This week’s book review is for Money & Marriage by Matt Bell. After receiving a review I went ahead and read the book over a weekend. I want to share some of my thoughts on the book which I hope will help you decide if it’s right for you.

In case you didn’t know, Matt blogs over at Matt About Money. If you’re read the book already, please share your thoughts in the comments. I love to hear from other readers and their perspectives on books I review.

Basic Book Infomatt bell money and marriage review

Money & Marriage Overview

What’s Inside

If you’re curious about what Money & Marriage covers, here is the table of contents:

  • What Is It About Money?
  • Getting Personal
  • Outside Influences: How Family, Personal Experiences, and Culture Affect Your Finances
  • Inside Influences: How Your Temperaments Affect Your Finances
  • Plan to Succeed
  • Work Wisely
  • Give Some Away
  • Put Some Away
  • Ruthlessly Avoid Debt
  • Manage Your Credit Score
  • Patiently Pursue Interest
  • Build Walls of Protection
  • Spend Smart on Housing
  • Spend Smart on All Other Expenses
  • One in Love, One in Money
  • Details, Details
  • Get Organized
  • What It’s all About

Even just looking at the content list, I noticed that Bell was trying to be as thorough as possible with some common pitfalls of newlyweds trying to figure out a financial system that reflects their values and their personalities.  If you’re looking for more information, Matt includes some downloads of the charts and tables that are in the book at his site Matt About Money.

Here’s another take on Matt’s latest book:

Gary Thomas, author of “Sacred Marriage,” said: “Money & Marriage is as thorough and practical a book as you’ll find about preparing for the financial challenges and blessings of living life together as husband and wife.  This would be a wonderful addition to any premarital class, and just as helpful for any newly marrieds class.  Written from a thoroughly biblical perspective, Money & Marriage addresses just about any marital money issue you could think of, and many you probably haven’t (but should have!).”

If the two of you can sit down and discuss the book and work it out with the spreadsheets, it can be helpful.

Thoughts on Money & Marriage

If you’re a fan of Dave Ramsey‘s incorporation of personal finances with some references to Scriptures, Bell’s book may appeal to you. He offers a lot of practical suggestions and covers a lot of ground in a relatively small book.

I’d love to hear feedback from others that have read the book. What did you think about it? What chapter was most helpful for you? What was the least helpful?